HomeCommunityNo money in New Zealand and the expectation to send money home

No money in New Zealand and the expectation to send money home

Taro plantation between Falealupo-uta and Falealupo-tai. Photo: Ludo Kuipers, Fri 09 Aug 2013
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There is a belief in Samoa that if you live in New Zealand, you have money.

That belief shapes how families speak to relatives overseas, how requests are made, and how support is expected. For many, it has become normal to ask for cash as if the person in New Zealand is sitting on savings and living comfortably.

That is not the reality for a lot of Samoans in New Zealand.

New Zealand is expensive. Rent is high. Power bills rise. Food prices do not come down. Petrol costs money. Transport costs money. School costs money. Insurance costs money. Debt follows people for years. You can be working, doing long hours, and still have nothing left at the end of the week. You can live in a tidy home and still have an empty bank account.

Some people do receive Government support when they cannot work due to illness or disability, but that does not mean life is easy or that there is spare cash. Most people are working, juggling multiple responsibilities, and trying to keep their families stable. When a request comes from home, it often arrives with an assumption that the money is there, waiting, and only needs to be sent.

The problem is not giving. Samoans overseas are generous. Many have kept families afloat for years, paid school fees, helped build houses, and supported funerals, weddings, church obligations, and daily living. The problem is when generosity turns into obligation. When giving is no longer a choice, but a test of loyalty. When people fear being judged, spoken about, or treated with cruelty if they cannot send money.

That pressure is real. Some people send money while behind on rent. Some send money while their own cupboards are low. Some send money because they are trying to protect their name. They are not doing it because they are rich. They are doing it because they do not want to be shamed.

Auckland skyline at dusk. Many Samoans in New Zealand are working full-time while juggling high living costs and family obligations. Photo: Geoff Billing, via Flickr (Stanley Bay, Auckland).

This mindset needs to change.

Looking ahead, the goal is not to stop helping. Most of us want to send money home. Giving is part of who we are. But help should strengthen people, not weaken them. When money is expected rather than appreciated, it creates unrighteous expectations. It can remove responsibility, discourage effort, and train people to wait instead of build. Support should be given in ways that protect dignity, encourage independence, and keep relationships healthy. If we truly care about our families in Samoa, we have to be careful not to create dependency while we exhaust ourselves trying to meet expectations that were never fair.

Relatives in Samoa should not treat overseas family as an automatic solution for financial needs. The idea that life overseas is easier needs to be corrected. The truth is that overseas life often trades land and freedom for wages and bills. You work to survive, and you keep working because the system does not pause.

If anything, it is worth asking a harder question. When overseas relatives are stretched thin, when the cost of living is biting, when rent and debt are rising, why is the flow of support assumed to be one-way only. Why is it always “send money,” and rarely “are you alright.”

Many non-Samoans in these countries save for a long-term plan. They work for years to buy a home, ideally in a place where they can slow down, grow food, and live with less pressure. That is not because they are better people. It is because the system forces planning. If you do not plan, you suffer.

Samoa already has something that many people in New Zealand dream of. Land. Space. The ability to grow food. A life that does not require paying rent forever. A lifestyle that can be simpler, if it is managed well. Yet too often we chase quick cash and overlook what is already in front of us. We treat the overseas worker as the answer, while ignoring the value of living on your own land with control over your own time.

This is not an attack on families in Samoa. It is a call to be honest about how things are. The cost of living in New Zealand is high. Many Samoans overseas are not “loaded.” They are surviving, and some are surviving quietly while carrying the weight of expectations from home.

If we are serious about family, then respect must go both ways. Support must be based on reality, not assumption. And giving must remain what it is meant to be. A choice, not a debt.

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